How to Get a Retirement Visa in the UAE
How to Get a Retirement Visa in the UAE To obtain a UAE retirement visa, you need to be at least 55 years old and either own a property of AED 1 million, hold AED 1 million in savings, or receive a monthly salary of AED 15,000 to 25,000, depending on the emirate. Submitted divorce papers, a valid passport, health insurance, a title deed, or a bank statement may be required. You may apply at the Dubai Land Department (DLD) or at the Amer Service Center. Through FAIC, GDRFA, and Dubai Land Department, you may apply online or in person at DLD Cube. Expect costs of AED 3,000 to 6,984.75 with a 7 to 15 business days processing time. The visa lasts 5 years, is family sponsorship friendly, and renewable. Why Retire in the UAE? Now, picture yourself enjoying coffee in Dubai Marina, surrounded by skyscrapers and yachts, or a serene evening on Yas Island in Abu Dhabi. The UAE remains one of the safest global places to live according to the Global Peace Index. With a multicultural community of over 200 nationalities and an unparalleled living standard, the UAE is a tax-free haven. No wonder, reason retirees are flocking to this secure environment. The UAE has exposed me to an advanced cultural inter-institutional modern construction alongside cultural heterogeneity. The UAE’s modern construction extends to logistics and transport, where English is widely spoken, ensuring interaction is facilitated. Once exposed to the Dubai Shopping Festival and the world-class golf courses Dubai and Abu Dhabi are known for, one can not leave without visiting the SPA and enjoying an International Dish specially tailored for people the age of my father. For me, the UAE is an epitome of the fusion of beaches and cultural diversity in the world since my hometown is not connected to the world. Understanding the UAE Retirement Visa The UAE retirement visa, or golden visa as it’s often referred to, is a 5-year renewable visa for expats 55 and older. It is managed by the Federal Authority for Identity and Citizenship (FAIC), the General Directorate of Residency and Foreigners Affairs (GDRFA), and the Dubai Land Department. It permits you to reside in the UAE without a sponsor, thus providing long-term residency, alongside healthcare, utilities, and business opportunities. The residency program for retirees allows for multiple entries, providing the freedom to travel without a minimum stay requirement (up to 6 months outside the country). It is tailored for individuals pursuing a secure and high-quality lifestyle, as well as financial independence and stability with investments in real estate or by establishing a business in the UAE. Eligibility for the UAE Retirement Visa The following criteria must be fulfilled in order to qualify for a retirement visa in the UAE: Age: Must be 55 or older to apply. Financial Requirements: Select one: Property Ownership: Owned property valued at one million AED with no existing mortgage or fully paid AED 1 million mortgage, confirmed by Dubai Land Department or DMT. Financial Deposit: AED 1 million fixed deposit with a UAE bank for 3 years, with a 60-day transfer window post-approval. Monthly Income: AED 15,000 (Dubai), AED 20,000 (other emirates), and AED 25,000 (some programs) with proof from a bank statement or pension letter. Combination: AED 1 million divided into AED 500,000 in property and AED 500,000 in savings. Health Insurance: Must have valid UAE health insurance for dependents and self. Work Experience (optional): Some emirates may require 15 years of relevant work experience. The above-noted criteria prove that one can sustain a high-quality lifestyle in the UAE. Documents Needed for a UAE Retirement Visa In order for the UAE retirement visa application process to go smoothly, the applicant must pay special attention to document collection. The following are essential: Travel document (passport) with at least 6 pages free and issued within the last 6 months. A recent passport-sized photo (meeting FAIC standards). The applicant must have a personal photo. Dependent and personal health insurance policies (emirate-wide coverage with valid policies). Real estate title deed or a certificate issued by the Dubai Land Department or DMT (issued by DMT or other). Financial eligibility evidence (bank account statement for the last 6 months). Bank statement (for paid mortgaged properties, with a confirmation for 1 million AED). Marriage certificate (original and a copy for spouse sponsorship application). BC/NAT (original and a copy) for sponsored children. Higher education degree for children over the age of 18 (if applicable). National ID for Iranian, Pakistani, Iraqi, Libyan, and Afghan nationals. If the applicant is a resident of the UAE, an Emirates ID and a visa copy are required. Recent proof of residence (dated within the last 3 months) such as a utility bill and tenancy contract. Documents for Dubai retirement visas must be uploaded into DLD Vault while other documents can be handed in at the given centres. Step-by-Step Guide to Applying for a UAE Retirement Visa Choosing Your Application Channel You can apply for a retirement visa in UAE through several channels: Digital Channels: Use UAE Pass, FAIC website (icp.gov.ae), or dubailand.gov.ae for 24/7 online submissions. The DLD Vault simplifies document uploads. Customer Happiness Center: Visit centers in Dubai or Abu Dhabi for in-person assistance. Amer Service Center: Offers personalized visa processing across the UAE. DLD Cube (Dubai): Dedicated for golden visa applications, open Monday–Thursday (8:00 AM–3:00 PM) and Friday (8:00 AM–12:00 PM). Dubai World Trade Centre: Provides golden visa services at Central 1, Office No. 2. Navigating the Application Process Follow these steps to apply for a UAE retirement visa: Verify Eligibility: Confirm you meet the age (55+) and financial requirements (property, savings, or income). Collect Documents: Gather passport copy, health insurance, title deed, or bank statement, ensuring they’re certified. Submit Application: Apply online via UAE Pass or in-person at a Customer Happiness Center or Amer Service Center. Pay Fees: Cover costs like AED 6,984.75 (Dubai) or AED 3,000–5,000 (Abu Dhabi), payable by bank transfer, credit card, or cash. Complete Medical Fitness Test: Visit an